Charlotte VT Lake Access Homes

One of the reasons for living in Vermont is to have access to the Green Mountains and to Lake Champlain. The town of Charlotte offers a wide range of property types, the most desirable being homes with lake access.

Moderately Priced Charlotte Lake Acess

These moderately priced, lake access Charlotte homes are a find. 

Contact Kathy O'Brien online or call 802.846.7835 with any questions or to schedule a private tour.

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1550 Spear Street Charlotte VT 05445-4409

Charlotte, VT1550 Spear Street

Price$649,900

Est. Mortgage: $/month

MLS Number 4821195

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 3
  • Square Feet 3,637

Sprawling 19 room contemporary Charlotte home on 5 acres surrounded by breathtaking, uninterrupted views of both the Green Mountains and the Adirondack High Peaks Region. This custom-designed was built with single-level-living in mind, with all critical daily functions of home situated conveniently on the main living level. At nearly 3,700 square feet, this home provides ample room for your comfort and is the perfect place to gather with family and friends. Not to be missed features include the central cooling atrium, massive primary bedroom en-suite wing, large, sunny eat-in kitchen, parquet floors, and the multiple decks overlooking the expansive backyard and beyond. For those who work from home, this site has new fiber-optic 1gb/s service. This magnificent Charlotte home is a rare find.

Listed by Ben Durant of KW Vermont

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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436 Claflin Farm Road Charlotte VT 05445

Charlotte, VT436 Claflin Farm Road

Price$829,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4819173

  • Residential Single Family
  • Construction Existing
  • Bathroom 4
  • Bedrooms 4
  • Square Feet 4,455

Drive down this wonderful Vermont country lane to a private home with 180 degree views of the Adirondacks! Rolling lawns will lead you to mature shade trees, perennial gardens, a sweet small pond dotted with lilies, a tree fort for the kids and a newer swimming pool to beat the summer heat! Swing away on a front porch hammock then watch the sunset from the rear deck or enclosed porch. Feed the family in the large eat-in country kitchen with stainless appliances & honed granite counters. Cozy up by the fireplace in the family room off the kitchen! Hardwood floors throughout the first floor lead to a spacious living room and dining room with french doors to the west-facing deck.The private master suite features west views, a large bathroom and double walk-in closets. Two additional bedrooms with full bath and a guest bedroom en suite complete the second floor making this a great family home. The lower level has a playroom, wood shop, craft room area, and good storage space. It wouldn't be a proper Vermont homestead without a fully outfitted mudroom to handle every season - and this house has it! BAM!! A three car garage is key for Vermont winters. The property abuts 169 acres of conserved land to explore.Charlotte Vermont is a wonderful town focused on conservation. Minutes to the Charlotte beach, hiking on Mt Philo, and 20 minutes to downtown Burlington this home is a dream in the heart of the Green Mountain State.

Listed by Kathy O'Brien of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1002 Flat Rock Road Charlotte VT 05445

Charlotte, VT1002 Flat Rock Road

Price$750,000

Est. Mortgage: $/month

MLS Number 4818198

  • Residential Single Family
  • Construction Existing
  • Bathroom 2
  • Bedrooms 2
  • Square Feet 1,406

Rare opportunity to own a stunning seasonal cottage on highly sought-after Thompson's Point, on a rare 1.5 acre lot. Custom designed and custom built with many locally sourced materials and a fine eye to detail, you will be charmed by the warmth of this home the moment you walk through the door. The main area on the ground floor is bright and airy, and open, consisting of the cavernous kitchen and dining/living area that is perfect for family Summer living/mingling by the lake. Walk in pantry, bunk room, ¾ bath and laundry closet, finish off this level. Upstairs is the huge master bedroom with private balcony and an incredible over-sized master bath with antique tub, and a roomy double steam shower - totally finished in slate. All clothing closets are cedar lined. The finishes in this home are remarkable. Outside, there is a deck for your grill and a large bluestone patio for entertaining. Roof is copper. A few steps down, and you are at Lake Champlain with gorgeous views of the Green Mountains. This is a low wake zone so it's great for swimming, kayaking, sailing, and boating. A pleasant benefit of the low wake zone - it's always quiet and peaceful. Partial basement with lots of storage. This is a must-see. Land is leased long-term from the Town of Charlotte.

Listed by Randall Violette of Vermont Real Estate Company

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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695 Ferry Road Charlotte VT 05445

Charlotte, VT695 Ferry Road

Price$274,800

Est. Mortgage: $/month

Pending

MLS Number 4817324

  • Residential Single Family
  • Construction Existing
  • Bathroom 1
  • Bedrooms 2
  • Square Feet 936

Enjoy affordable one level living in a country setting with this 2 bedroom, 1 bath ranch style home located in the heart of Charlotte. The large open yard offers plenty of space for gardening, lawn games and gathering around the fire pit. Walk out the door from your eat in kitchen directly onto the side deck for grilling or a dip in the above ground pool. This one acre property has everything you need to start your own homestead haven. Mature fruit trees along the back of the property. A large detached garage with new epoxy floor coating, established raised garden beds, a 30 foot enclosed chicken run and room to expand. Inside you will find stainless steel appliances, beautiful flooring and a Hearthstone wood stove. Conveniently located with nearby amenities such as the Charlotte Post Office, Town Library, Senior Center and Charlotte's famous Old Brick Store! This hidden gem is a must see.

Listed by Benton Mitchell of Greentree Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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585 Ferry Road Charlotte VT 05445

Charlotte, VT585 Ferry Road

Price$409,900

Est. Mortgage: $/month

Pending

MLS Number 4816222

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 3
  • Square Feet 2,713

Three bedroom, 1.5 country home, with an in-law suite. The home is a mixture of old and new, with refinished hardwood, wood trim, and stained glass in the front window. Three spacious bedrooms with generous closets and storage upstairs and a full bath. The 1st floor has a nice and open layout, with a large and bright living room and front parlor with recently refinished hardwood. Kitchen is large with an eat in area, and there's laundry in the mudroom. The in-law suite was added in 2004, with a large bedroom, 3/4 bath, oak hardwood floors, open living space, and its own laundry. Enjoy the beautiful yard with peonies and lilacs from the covered front porch or back deck. Set on three peaceful acres with a four stall barn with a hayloft, water and power, huge two bay run in, and 70 x 140 riding arena. Long list of improvements since 2017. Seller is a licensed real estate broker.

Listed by Ivy Naef of Coldwell Banker Hickok and Boardman

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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551 Dorset Street Charlotte VT 05445

Charlotte, VT551 Dorset Street

Price$429,000

Est. Mortgage: $/month

Pending

MLS Number 4815695

  • Residential Single Family
  • Construction Existing
  • Bathroom 1
  • Bedrooms 2
  • Square Feet 1,028

Living on 10 acres in this area of Charlotte Vermont is a special way of life! This private acreage has Green Mountain Views with natural meadows, mature landscaped special trees including fragrant Linden and Locust Trees! As the owner works from home during Covid, she takes a break under a blossoming Catalpa tree on her newer $8,000 patio. Built in 1988 and renovated in 2015 with all the right choices! Here are some of the smart stylized finishes: Brazilian cherry floors, Ikea white kitchen with drawer within drawer pullouts, farmhouse ceramic sink, cherry butcher block counter, gas cook stove, newer windows and more! The renovated bathroom has a European wall mounted vanity wit over sized subway tile flooring. With site investigation for additional septic, this is a perfect home to live and build your dream home. Use the one level home for the in laws and guests when they come to visit! Charlotte Vermont has many conserved areas for walking, biking, hiking and swimming! Only 20 minutes to downtown Burlington Vermont and the Burlington International Airport!

Listed by Kathy O'Brien of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3130 Mt. Philo Road Charlotte VT 05445

Charlotte, VT3130 Mt. Philo Road

Price$700,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4815064

  • Residential Single Family
  • Construction Existing
  • Bathroom 4
  • Bedrooms 3
  • Square Feet 3,084

Nestled among mature trees, stonewalls, perennial and herb gardens, a Contemporary country home awaits. This 3 bedroom retreat is a haven of privacy and natural beauty. A welcoming entry deck leads to a spacious living room accented by softwood flooring, built-ins and a handsome 2-sided fireplace. Pirelli cushioned rubber flooring flows from the dining area to the kitchen which boasts 6-burner Garland gas stove under a copper hood and stone counter encompassing the sink. Enjoy your morning coffee at the oak topped breakfast bar. A custom cherry cabinet offers added storage/counter space. Above the sink and shared with the en suite bath is a striking stained glass insert. A bright family room boasts expansive windows, birch flooring, its own wood stove, and opens to a bluestone patio. Exposed beams and cathedral ceiling accent the primary en suite bedroom coupled with a spacious tiled bath w/steam shower plus soaking tub. Two bedrooms can be found in the original 2nd level - one with full bath, the other with study/craft space. Escape to the exercise room's relaxing sauna. Additional features include standing seam roof, 2 car garage, storage shed for your gardening tools/mowers. Nature trails connect w/UVM land to the west and Charlotte's school. The 2 orig. baths & ¾ bath have electric heat. Some rooms irreg. - all square ft & dimensions approx.

Listed by Jean Meehan of The Meehan Group, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2812 Mount Philo Road Charlotte VT 05445

Charlotte, VT2812 Mount Philo Road

Price$349,000

Est. Mortgage: $/month

Pending

MLS Number 4814908

  • Residential Single Family
  • Construction Existing
  • Bathroom 2
  • Bedrooms 3
  • Square Feet 1,804

Charming Vermont Farmhouse with Camel's Hump views sited within close distance to Pease Mountain Natural Area and next to the fields of Charlotte Central School. Enjoy amazing sunrises from this renovated home with 3 bedrooms, 2 full baths, and updates to the kitchen, baths, and laundry. New composite deck in private back yard make relaxing with friends and family easy. Narrow board hardwood throughout. New shed for lawn equipment and wood to fire up hearthstone wood stove. Truly a gem of an antique home in a picturesque Charlotte location; close to school, Philo Ridge Farm and natural beauty. A beautiful slice of Vermont. Showings to start Wed. July 8 at 2:00 pm.

Listed by C. Robin Hall of Coldwell Banker Hickok and Boardman

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3133 Mount Philo Road Charlotte VT 05445

Charlotte, VT3133 Mount Philo Road

Price$519,000

Est. Mortgage: $/month

Pending

MLS Number 4813840

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 4
  • Square Feet 2,338

Quintessential Vermont Property with Stunning Mountain Views & Income Producing Apartment Space in an Ideal Charlotte Location!! The solid Northeastern Log Home has been meticulously maintained and updated by the current/original owners while panton stone walls and manicured landscaping adorns the gently sloping lot boasting over 10 beautiful acres! The sunlit kitchen w/ direct views of Camel's Hump features granite counters and hardwood cabinets, step outside onto the Brazilian hardwood deck and enjoy breakfast overlooking some of the states best views. Hardwood flooring flows wonderfully from the kitchen, formal dining room, and into the great room with 26' vaulted ceilings and a wood stove that sets the stage on chilly nights while an additional room presents the option for a first floor bedroom or home office! Upstairs there are 3 sizable bedrooms with vaulted ceilings and an updated full bathroom. The detached two bay garage features versatile finished space with a 3/4 bath & kitchenette on the 1st floor and studio style apartment with wood stove on the second level, offset your mortgage or create the perfect guest/in law suite, studio, home office... the options are limitless! A separate barn with running water allows the option for a gentleman's farm while the land could easily be cleared for grazing/pastures. Enjoy nearby access to Lake Champlain and all the amazing towns of Charlotte/Shelburne have to offer while being just a short commute to Burlington amenities!

Listed by Flex Realty Group of Flex Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1142 Prindle Road Charlotte VT 05445

Charlotte, VT1142 Prindle Road

Price$649,500

Est. Mortgage: $/month

MLS Number 4813367

  • Residential Single Family
  • Construction Existing
  • Bathroom 5
  • Bedrooms 4
  • Square Feet 3,996

Situated on 40 acres near Prindle Corners, this contemporary home with a wide open floor plan offers privacy yet the convenience of being just a short drive to town. Currently used as a 2 family, this home could easily be converted back to a single or continue to benefit from the extra rental income. With 4 beds and 4 baths and over 4000 sqft of living space, the possibilities are endless. The main level features vaulted ceilings, hardwood flooring, large living room with beautiful views, formal dining room, family room with a 14 x 20 deck and a spacious kitchen with optional dining area and center island. Both bedrooms on this floor offer plenty of space especially the master suite with a walk in closet and private bath with dual vanities and tiled double shower. There is also a laundry room and 1/2 bath along with a large full bath with tile shower just off the 2nd bedroom and a spacious 3 car garage to park your toys. The main staircase in the center of the home brings you down to the finished lower walk out level currently offering a 2nd kitchen with new cabinetry and counter tops, large living room, 2 bedrooms and 2 additional full baths. You'll love coming down your picturesque tree lined driveway while soaking in the excellent country views your property has to offer. With over 40 acres of land and a spacious and versatile home with a flexible floor plan, properties with this amount of potential and opportunity don't come along very often. Possible Owner Financing!

Listed by Flex Realty Group of Flex Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.96% last updated on Aug 13, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

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Copyright 2020 New England Real Estate Network, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate for sale on this web site comes in part from the IDX Program of NEREN. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated August 15, 2020.