Charlotte VT Lake Access Homes

One of the reasons for living in Vermont is to have access to the Green Mountains and to Lake Champlain. The town of Charlotte offers a wide range of property types, the most desirable being homes with lake access.

Moderately Priced Charlotte Lake Acess

These moderately priced, lake access Charlotte homes are a find. 

Contact Kathy O'Brien online or call 802.846.7835 with any questions or to schedule a private tour.

Time Saving Tip! Create a free account to save your favorite listings and get email notifications when similar properties become available.

213 Ferry Road Charlotte VT 05445

Charlotte, VT213 Ferry Road

Price$149,000

Est. Mortgage: $/month

MLS Number 4834815

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 1,021

Opportunity knocks with this well known property next to the library, town office and senior center, all of which is in the heart of Charlotte Village. This house is in much need of TLC is always much admired by everyone who drives past, on a daily basis. Charlotte zoning allows for some commercial.

Listed by Jay Strausser and Nancy Warren of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

7740 Spear Street Charlotte VT 05445

Charlotte, VT7740 Spear Street

Price$365,000

Est. Mortgage: $/month

MLS Number 4834973

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,677

Wonderful Charlotte home situated on 3+ acres with great views and Mount Philo right in your backyard. This three bedroom, two bath has a nice open layout and features an updated kitchen with island, hardwood floors, wood stove and finished lower level with 3/4 bath. Enjoy the large deck which overlooks a nicely landscaped backyard and garden. The newest feature of 7740 Spear Street is the two car garage recently designed and built by Lewis Creek. There is plenty of room for your cars and outdoor gear. There is even a custom built woodshed full of seasoned wood ready for the new buyer. A great opportunity for someone looking for the perfect home in a tranquil Vermont setting. Showings begin Friday October 23rd.

Listed by Norah Kell of Kell and Company

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

2848 Greenbush Road Charlotte VT 05445

Charlotte, VT2848 Greenbush Road

Price$849,000

Est. Mortgage: $/month

MLS Number 4833012

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 5
  • Square Feet 4,312

Great opportunity in this historic property in the heart of Charlotte Village! This updated 1850s home sits on 3.2 acres at the corner of Ferry and Greenbush road. Enjoy views of Lake Champlain and the Adirondacks from the west facing back of property. Within walking distance to Charlotte post office and Senior Center, the Brick Store is across the street for morning coffees or a sandwich at lunch. The main structure has 4300+ square feet above grade with a rental apartment and three barns/outbuildings. Currently the property is used for office space to 6 tenants and an apartment. Current zoning allows for many uses of this property which makes this an ideal setup for an in-home business, art studio and gallery, office space and more. Convert this property back to a stately single family residence with 4 bedrooms and two baths with minimal changes and enjoy the income from the apartment with separate entrance. This property has been lovingly maintained and is ready for the next creative and entrepreneurial person to take over its next chapter.

Listed by Nancy Warren and Jay Strausser of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

1163 Thompsons Point Road Charlotte VT 05445

Charlotte, VT1163 Thompsons Point Road

Price$1,995,000

Est. Mortgage: $/month

MLS Number 4831960

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 4
  • Square Feet 4,152

A winding driveway leads to this Lake Champlain surprise: a majestic contemporary with walls of windows overlooking Town Farm Bay in Charlotte, VT, 30 minutes south of Burlington. Sail, kayak, row, paddle, ski fish, swim or simply marvel at the beauty of nature's bounty here. The land includes 5.43 gently sloping acres of well-maintained lawns and fields with a preferred southwest exposure. The lake frontage measures just under 500 ft. and a dock provides access through shallow water where wildlife teems. A nearby marina's mooring field adds a shelter to the scenery. The house -built in 1981 - was designed to appreciate the lake. Windows, walls of windows, some topped with matching rectangular transoms, some arched, invite absolutely stupendous water views. There are a total of 4 bedrooms and 2.5 bathrooms. The above-grade living area measures 2,666 s.f. and boasts extensive hardwood flooring, a well-appointed kitchen, formal dining and living rooms and a master bedroom with a sitting area, an en suite bath, and exceptional views. The lower level includes 1,318 additional s.f. with 2 bedrooms, 1 bath and a large family room/rec room. A deck and a brick patio overlook not only the lake but also an in-ground pool. Horses have lived here and two barns offer options which include an area for tinkering, storage or office space. The lake views offer options every day of the year. The majesty of this property is amazing. Begin your Lake Champlain legacy now!

Listed by Jana Granzella of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

515 Guinea Road Charlotte VT 05445

Charlotte, VT515 Guinea Road

Price$698,000

Est. Mortgage: $/month

MLS Number 4831599

  • Residential Single Family
  • Construction Existing
  • Bathroom 2
  • Bedrooms 3
  • Square Feet 1,800

Looking for a smart, first home, a retirement home, a getaway, an alternative? Consider this well-designed contemporary cape with 1,800 s.f. of ground floor living area and an unfinished 1,800 s.f. in the basement. This is a stylish home accented with 9 foot ceilings, custom oak floors, and crisply painted walls. There are three bedrooms including the master suite - and two upscale bathrooms. The master bedroom with private deck; the master bath has a quality soaking tub and tiled shower. No-maintenance vinyl siding, MiraTEC trim,40 year roof shingle, R54 attic insulation, efficient windows make the energy ratings exceptional. The hot air and a/c heating system rates an impressive 96% efficiency. But this home is not all about being smart and efficient. It has an elegance. The kitchen is beautiful - with granite countertops and stainless appliances. A central cooking/dining island invites entertaining and the open flow to the dining room and living rooms make for a special gathering place. A gas fireplace with a handsome stone surround and a soapstone wood stove add warmth and ambiance. There is a 3-car attached garage plus a detached barn. The setting is 10.75 acres of quintessential Vermont countryside. Enjoy a safe and healthy lifestyle only 20 minutes to downtown Burlington. Lake Champlain is around the corner. World class hiking. Let the kids and dogs run here or on a common, conserved rear meadow. Plant fruits, vegetables, flowers. Plant your legacy!

Listed by Kathy O'Brien and Patrick O'Connell of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

175 McGuire Pent Road Charlotte VT 05445

Charlotte, VT175 McGuire Pent Road

Price$2,425,000

Est. Mortgage: $/month

MLS Number 4829269

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 3
  • Square Feet 3,553

Cedar Spring Farm is a well known, horsemans paradise. It features an award winning Energy Gold Star rated custom timber frame home, along with a state of the art heated horse training, boarding and rehab barn on 113 acres of prime real estate. The home, architect designed by an Architect Designer, and custom built by a high end builder, features a custom gourmet kitchen, open floor plan, central air conditioning, and large master suite. The barn has 26 large 12 X 12 yellow pine stalls, locate along both sides of a 16 ft paved aisle. Each stall is equipped with Nelson heated automatic water bowls and Shoo fly system. Individual hay drops from the very large hay storage area above are located in each stall. Two additional foaling stalls are located at another end of the barn. The barn also has a 50 X 250 Kentucky style indoor arena with a 50 X 50 bull pen with sliding doors located at one end of the indoor arena. Several additional rooms and spaces are located in the barn. Refer to the documents for details. There are two large pastures, and four 100 x 150 paddocks, with nearly 2 miles of rail oak fencing. Each pasture has a catch pen, three sided shed, and Nelson heated automatic water bowls. In additional, there is a driving track, and an outdoor 100 X 250 ring with center gazebo. A 3 bedroom employee home is also on the property near the barn. The farm equipment could be available with the purchase. This facility has a number of flexible options for it's use.

Listed by Dorothy Waller of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

320 Elcy Lane Charlotte VT 05445

Charlotte, VT320 Elcy Lane

Price$489,000

Est. Mortgage: $/month

Pending

MLS Number 4829102

  • Residential Single Family
  • Construction Existing
  • Bathroom 4
  • Bedrooms 4
  • Square Feet 3,408

Charlotte contemporary on 5 acres with views. 4 bedroom one level executive home with walk out basement. Newly refreshed hardwood floors. Step right in from the wrapping covered porch to an expansive tiled mudroom as you enter this open concept home. The bright sunny Living room features walls of windows and a cozy gas fireplace, the dining room and then updated kitchen lead you right back outside. The kitchen features stainless steel appliances, gas range and is nicely appointed overlooking the backyard. 3 bedrooms on the main level including a master suite with a large walk in closet and master bath with tile shower. The walk out basement has been partially finished to include a rec room, bedroom/office and a bathroom. Attached 2 car garage. Amazing privacy and seasonal views of Camels Hump. The large back deck overlooks private acreage. Mow what you want and let the rest go to field. The views of the big dipper in winter are breathtaking.

Listed by Nancy Jenkins of Nancy Jenkins Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

527 Ferry Road Charlotte VT 05445

Charlotte, VT527 Ferry Road

Price$410,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4827969

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 5
  • Square Feet 2,808

Presently used as a medical office, this property can continue to be used as an office space, or transformed into a 2 family rental, or a home with an accessory unit. To use as a 2 family rental, a 2 story single family home or a single story home with an accessory unit on the 2nd floor, all that is required is an administrative permit from the zoning administrator. No need to get permission from the Planning & Zoning Board. Separate staircase exists for 2nd floor, plus interior staircase as well. 5 bedroom permitted with existing mound. The property is located in the West Village District, and is walking distance to the Brick Store, Post Office, Library, Senior Center, and several town trails. Located about 1/2 mile from elementary school. A great find in this town

Listed by Dorothy Waller of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

29 Mt. Philo Road Charlotte VT 05445

Charlotte, VT29 Mt. Philo Road

Price$539,000

Est. Mortgage: $/month

Pending

MLS Number 4823324

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 4
  • Square Feet 2,500

A sunny, hidden gem just on the Charlotte/Shelburne line. Tucked away on 5 private acres, this 4 bed, 3 bath cape style home is your private escape. A quick drive to Burlington/UVM or Middlebury, work from home or stay and play on the trails in the backyard. The first floor master suite allows privacy while 3 bedrooms, office and ¾ bath upstairs invite family and friends to take in the seasonal views of the Green Mountains. Large mud room for all the seasonal toys with stone floors and beautiful built ins. The open kitchen, living and dining with 3 season screened in porch allows for seamless entertaining. Additional office/studio space above the garage for perfect 'work from home' environment. Walk the trails on property, relax in the custom built, outside, wood fired sauna or wait and watch the wild life go by. The eastern acre of mature forest includes sugar maples that produce delicious sap, while the open fields hold outstanding soil for your garden. Also on this property you will find rows of raspberry, blackberry, and grapes as well as pear and apple trees. What are you waiting for?? This home has it all!!

Listed by Elizabeth Quarles of EXP Realty/Shelburne

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

1550 Spear Street Charlotte VT 05445-4409

Charlotte, VT1550 Spear Street

Price$589,900

Est. Mortgage: $/month

Active With Contract

MLS Number 4821195

  • Residential Single Family
  • Construction Existing
  • Bathroom 3
  • Bedrooms 3
  • Square Feet 3,637

Sprawling 19 room contemporary Charlotte home on 5 acres surrounded by breathtaking, uninterrupted views of both the Green Mountains and the Adirondack High Peaks Region. This custom-designed was built with single-level-living in mind, with all critical daily functions of home situated conveniently on the main living level. At nearly 3,700 square feet, this home provides ample room for your comfort and is the perfect place to gather with family and friends. Not to be missed features include the central cooling atrium, massive primary bedroom en-suite wing, large, sunny eat-in kitchen, parquet floors, and the multiple decks overlooking the expansive backyard and beyond. For those who work from home, this site has new fiber-optic 1gb/s service. This magnificent Charlotte home is a rare find.

Listed by Ben Durant of KW Vermont

$
$
%
$/month over payments
Federal 30-year interest rate: 2.8% last updated on Oct 22, 2020
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Broker Reciprocity

Copyright 2020 New England Real Estate Network, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate for sale on this web site comes in part from the IDX Program of NEREN. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated October 24, 2020.